Goldco vs Birch Gold

Wednesday, June 12th 2024

Gold has long been seen as an investment with steady returns during times of economic volatility, prompting many people to diversify their retirement portfolio with precious metals IRAs (Individual Retirement Accounts). Two companies that lead this field include Goldco and Birch Gold Group – in this comprehensive article we explore their respective offerings, reputation, customer service offerings, and fees structures so you can make an informed choice about who should manage your precious metals IRA.

Company History and Reputation

Goldco: Established in 2006 in California, Goldco specializes in gold and other precious metal IRAs and has built up an outstanding reputation over time through customer education, competitive pricing, and an easy setup process. Goldco has received accreditation by Better Business Bureau (BBB, 1), earning themselves an A+ rating as proof of customer satisfaction.

Birch Gold Group: Established in California since 2003, Birch Gold Group has maintained an ongoing presence in the precious metals IRA industry since then. They specialize in personalized service so clients have a full understanding of their investment options; additionally they maintain an A+ rating with Better Business Bureau to demonstrate this dedication and ethical business practices.

Precious Metals Offerings

Goldco: For investors interested in precious metal investments, including gold, silver, platinum and palladium. Goldco provides an expansive selection of coins and bars approved for inclusion into precious metal IRAs by the IRS – such as American Gold Eagle coins (2) as well as Canadian Maple Leave coins from Canada and South African Krugerrand coins from South Africa – in their IRA portfolios. Furthermore, exclusive coins such as The Goldco Exclusive IRA Gold Coin were specifically made just for clients of Goldco!

Birch Gold Group: Birch Gold Group provides an expansive range of precious metals – gold, silver, platinum and palladium. Their inventory features coins and bars approved for IRS precious metal IRAs – such as American Gold Eagle, Canadian Maple Leaf and Australian Kangaroo coins; however they do not currently provide exclusive coins to clients.

Customer Service and Support

Goldco: Goldco is committed to offering unparalleled customer service for their clients, featuring knowledgeable account executives to answer any queries about setting up an IRA and assist investors throughout this process. Their website contains educational material on precious metals investing including articles, videos and guides available free-of-charge; additionally, they have published the Gold IRA Investment Guide designed specifically to aid investors make well informed decisions when selecting their precious metal investments.

Birch Gold Group: They prioritize customer service and support. Each client receives personalized guidance throughout their investment journey from a dedicated precious metals specialist at Birch Gold Group’s learning center, complete with articles, videos and guides about precious metals investing. Furthermore, Birch Gold Group provides free Precious Metals IRA Guide to educate investors on diversifying retirement portfolios with precious metals investments.

Setting Up and Administering an IRA

Goldco: Goldco offers an IRA setup process designed to be as straightforward and hassle-free as possible for their clients, from gathering necessary paperwork and working directly with depository partners such as Equity Trust to assist clients throughout their IRA setup journey. They partner with several renowned custodians such as Equity Trust and Self-Directed IRA Services (SDIRA), to protect clients’ investments safely. In addition, Goldco offers an Easy Metals IRA Kit to make setting up an account easier.

Birch Gold Group: It strives to make the IRA setup process straightforward and streamlined for their clients, including assistance in filling out paperwork and working with chosen custodian and depository partners such as Equity Trust Company or STRATA Trust Company to safeguard investments of clients. They also have an efficient online application process making starting precious metals IRA easier for investors.

Storage and Depository Options

Goldco: They provide multiple depository options to meet its clients’ precious metals investments needs, from Delaware Depository, Brinks Global Services, and International Depository Services (IDS). All three facilities are approved by IRS for safe segregated storage for clients’ precious metals investments; additionally, clients have the choice to store in offshore depository such as Cayman Islands Singapore Switzerland for added diversification and security.

Birch Gold Group: Like Goldco, Birch Gold Group offers their clients multiple storage solutions for their precious metal investments. Birch has partnered with IRS-approved depositories throughout the U.S. – such as Delaware Depository, Brinks Global Services and Texas Precious Metals Depository – that provide fully insured segregated storage options designed to safeguard client investments safely and securely. Unfortunately, Birch does not currently provide offshore options.

Pricing and Fees

Goldco: The fee structure at Goldco is transparent and competitive within its industry, charging an annual flat fee of either $175 for accounts under $100,000 or $225 for those over this threshold – these annual charges cover storage, insurance, account maintenance as well as account setup/setback fees of $50 each time an account is setup or bought back (subject to market fluctuations). In addition, clients have access to its buyback program that allows clients to resell precious metals back to them – however no specific price guarantee can be guaranteed due to market fluctuations; instead – clients must sell back at market fluctuations as their buyback program guarantees clients this.

Birch Gold Group: Like Goldco, Birch Gold Group offers an transparent fee structure: an annual flat fee of either $180 for accounts under $100,000 or $230 for those over this threshold, covering storage, insurance, account maintenance costs as well as one-time account setup fee of $50. Their buyback program enables clients to sell back precious metals back into Birch Gold Group when necessary – however unlike their counterpart, no specific buyback price will be guaranteed as this depends on market conditions at the time of selling back precious metals back onto Birch Gold Group or Goldco.


Goldco and Birch Gold Group are both reliable precious metals IRA providers with proven records, boasting A+ ratings from the Better Business Bureau. Each offers an array of precious metals suitable for investment while providing exceptional customer support and service; their fee structures may differ slightly, although Goldco offers offshore storage solutions as well as exclusive coins that could attract certain investors.

The decision you make of Goldco or Birch Gold Group should ultimately depend on your investment goals and preferences, and you should take into consideration aspects like customer service products, offerings for storage options, and fees in making your decision. By spending the necessary time researching both industry leaders, you can ensure that you choose the IRA service specifically tailored to meet your needs and financial goals.

Are you ready to add gold and silver in your retirement plan?

Every person wants peace of mind regardless of retirement goals. If you are interested in adding gold and silver to your retirement savings and want to make it happen, you can do so by establishing a self-directed IRA. These types accounts allow you to build a retirement portfolio that increases in value on a tax-advantaged basis. Like any investment instrument be sure to do thorough research. For more information, have a look at our gold IRA investment companies reviews for the “top firms in the United States below.

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