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Regal Assets vs Lear Capital

Friday, February 23rd 2024

Investment in precious metals has long been seen as an attractive strategy to diversify portfolios, hedge against inflation or store value outside traditional financial systems. Two popular firms for precious metal investments are Regal Assets and Lear Capital; in this comparison we will look closely at their strengths and weaknesses; their products and services as well as help you decide which company would best meet your investment requirements.

Background Information

Regal Assets: The company was established by Tyler Gallagher in 2009 as one of the premier providers of alternative investment options focusing on gold, silver, platinum, and palladium. Their primary mission is providing individual investors with opportunities to diversify and protect their wealth with precious metals and cryptocurrencies – such as offering opportunities through precious metals trading platforms and cryptocurrency investments. Regal Assets enjoys excellent customer service ratings along with transparent pricing structures endorsed by prominent figures including former presidential candidate Ron Paul and actor Dennis Miller as an endorsement.

Lear Capital: Kevin DeMeritt established Lear Capital in 1997. Since then, they have become one of the foremost precious metals companies, providing gold, silver, platinum and palladium investments as well as rare coins to investors worldwide. Additionally, Lear Capital prides themselves in customer education providing valuable resources that allow investors to make educated choices when choosing investments – with over $3 billion transacted since inception!

Precious Metals IRAs

Regal Assets and Lear Capital offer precious metal Individual Retirement Accounts (IRAs). This type of retirement plan enables investors to hold physical gold, silver, platinum, or palladium within a tax-advantaged retirement account for tax savings purposes. Since these IRAs can be self-directed accounts they allow full control over investment decisions by individuals.

Regal Assets: The company provides an efficient process for setting up precious metals IRAs, from account setup and rollover/transfer assistance through selection of suitable precious metals for segregated storage of individual investor metals for enhanced security and peace of mind.

Lear Capital: The company also provides precious metal IRA services with an emphasis on informing clients about the advantages and risks associated with investing in this type of metals IRA account. They assist clients with account setup, rollover or transfer and selection. However, it should be noted that Lear Capital doesn’t offer segregated storage solutions which could pose some drawbacks for some investors.

Bullion and Coins

Both companies provide an expansive range of bullion and coin products, from gold, silver, platinum and palladium bullion through palladium coins to match individual investment preferences. Their selection may differ slightly between companies but all offer high quality investments that meet individual investment preferences.

Regal Assets: The company provides an assortment of popular bullion products from well-recognized mints, such as the American Gold Eagle (1), Canadian Maple Leaf (2), and South African Krugerrand. Furthermore, Regal offers an expansive collection of collectible and rare coins suitable for investors as well as coin enthusiasts alike.

Lear Capital: The company provides an expansive range of bullion and coin products, with particular attention given to American coins like the gold and silver eagle series of coins. As well as standard bullion products, Lear Capital also carries rare and numismatic coins suited for collectors as well as investors alike.

Cryptocurrency Investments

Regal Assets: The company stands apart from Lear Capital by offering cryptocurrency investments. Regal Assets has taken an innovative approach to investing digital assets by giving investors access to popular cryptocurrencies like Bitcoin and Ethereum for diversifying portfolios further and taking advantage of a rapidly developing asset class market. Furthermore, Regal Assets even offers cryptocurrency IRA accounts where users can hold digital coins tax-advantageously within retirement accounts.

Lear Capital: The company does not currently offer cryptocurrency investments or IRAs; their emphasis lies exclusively on precious metals and rare coins. Regal Assets stands out in providing investors with exposure to digital assets in this regard.

Fees and Pricing

Regal Assets and Lear Capital charge fees associated with setting up and managing precious metals IRAs, so understanding their fees structure is vital to making an informed decision about which company best matches investors’ requirements.

Regal Assets: The company provides a competitive fee structure, charging only an annual flat fee of $250 for all IRA accounts regardless of account size and including storage, insurance and maintenance expenses. Furthermore, for accounts starting with $10,000 initial investments or more they waive setup costs as an incentive for newcomers.

Lear Capital: The company charges less directly comparable fees through its tiered system of annual IRA fees that range between $160 to $225 annually depending on account value, in addition to charging one-time account setup fee of $275; although their fee structure might seem more affordable at lower account values it becomes less cost effective with increased value accounts.

Bullion and Coin Pricing

Regal Assets and Lear Capital both provide competitive bullion and coin prices; however, as their pricing for precious metals and numismatic coins can fluctuate based on market forces it’s essential that investors conduct extensive research in order to find out their precise product pricings.

Regal Assets: It stands out among investment platforms thanks to its transparent pricing model and live price updates available online, giving investors access to timely updates that help make informed decisions while monitoring real-time value of investments in their accounts.

Lear Capital: It provides competitive pricing on its bullion and coin products, with live price updates and an attractive Price Lock Guarantee program, enabling clients to lock-in the price for any investment for an agreed period.

Customer Service and Reputation

Regal Assets: It stands out with its outstanding customer service, boasting knowledgeable representatives that guide investors through the investment process with ease and responsiveness. As evidence of its commitment to client happiness, numerous satisfied client reviews and testimonials attest to this success story.

Regal Assets has garnered numerous industry accolades, such as top ratings from Better Business Bureau (BBB), Business Consumer Alliance (BCA) and TrustLink. Regal Assets’ dedication to transparency and customer support have solidified its position within the precious metals and alternative investment industry.

Lear Capital: It boasts an impeccable record for customer service and education about precious metal investments, providing clients with resources such as investor guides, market analyses and educational videos to make educated choices about precious metal investments.

Lear Capital has earned praise from its clients for its experienced and responsive staff of customer service, whereas some clients have reported negative experiences due to the lack of communication or pricing concerns. But Lear Capital continues to maintain its outstanding standing in the industry having received the highest ratings from both Better Business Bureau (BBB) and Better Care Association (BCA).

Conclusion

Regal Assets and Lear Capital both provide an array of products and services designed to cater to precious metal investors, with Regal Assets particularly standing out with its competitive fees structure, transparent pricing model, and offering unique cryptocurrency investments. Meanwhile Lear Capital boasts strong customer education programs while offering an extensive variety of bullion and coin products.

At the end of the day, selecting Regal Assets or Lear Capital depends entirely upon individual investment goals and preferences. Investors seeking exposure to both precious metals and cryptocurrencies may prefer Regal Assets; on the other hand, customers looking for customer education and variety among American coins might prefer Lear Capital’s offering instead.

Before making any investment decisions, investors must conduct extensive research. Factors to keep in mind include fees, product offerings and company reputation – when comparing Regal Assets with Lear Capital it helps investors determine which one better aligns with their financial objectives and risk tolerance.

Are you ready to take action?

An investment in gold or other precious metals can help diversify your retirement investment portfolio. Since gold has little to no connection to equities or bonds, it lowers the risk for you in total. You may invest in gold through special gold IRA consultants, which you can read more about below.

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